Cash Plus
Flexible and Profitable

Earn an average return of 3.65%* with USD Cash Plus

Enable auto-redemption for trades, IPOs

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Cash Plus

Zero Fees

0% Transaction Fees | 0 Platform Fees

Low Minimum

Start with as low as HKD 0.01 or USD 0.01

Curated Product Selection

Top global partners & premium brands

Fund RSP

Flexible & Seamless

Zero Fees
Start Investing with a Low Minimum

0% Transaction Fees | Zero subscription and redemption fees on all funds
0 Platform Fees | No extra or hidden charges
Low Minimum | Start with as low as HKD 0.01 or USD 0.01
Zero Fees Low Minimum

Cash Plus
Flexible and Profitable

Flexible Access | T+0 settlement with daily returns
Earn While You Spend | Use cash account holdings for instant card payments. Learn more
Auto-Redemption | Use margin account holdings for trades, IPOs, or repayments
Cash Plus Flexible and Profitable

Funds RSP
Flexible & Seamless

Custom Schedule | Invest daily, weekly, or monthly
Auto-Deductions | Build your portfolio steadily over time
Dollar-Cost Averaging | Smooth out market volatility
Fund RSP

*Cash Plus offers money market funds. 3.65% average return is based on the 1-year average performance of our bank's USD money market funds with a track record of over one year, as of June 24, 2026. Past performance is for reference only and is not indicative of future performance. A positive distribution yield does not imply a positive return.

Disclaimer / Risk Disclosure

The above information is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Investment involves risks, and the price of investment products may go up or down, and may even become valueless. The past performance of investment products does not represent future performance. Before making any investment decision, you should carefully read and understand the relevant investment product offering documents and risk disclosure statements, and should carefully consider your financial situation, investment experience and objectives. Any forward-looking statements herein are not guarantees of future performance, and actual results may differ materially from such statements.