Cash Plus
Flexible and Profitable

Earn an average return of 3.6%* with USD Cash Plus

Enable auto-redemption for trades, IPOs

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Cash Plus

Zero Fees

0% Transaction Fees | 0 Platform Fees

Low Minimum

Start with as low as HKD 0.01 or USD 0.01

Curated Product Selection

Top global partners & premium brands

Fund RSP

Flexible & Seamless

Zero Fees
Start Investing with a Low Minimum

0% Transaction Fees | Zero subscription and redemption fees on all funds
0 Platform Fees | No extra or hidden charges
Low Minimum | Start with as low as HKD 0.01 or USD 0.01
Zero Fees Low Minimum

Cash Plus
Flexible and Profitable

Flexible Access | T+0 Flexible redemption, enjoy daily return
Earn While You Spend | Use cash account holdings for instant card payments. Learn more
Auto-Redemption | Use margin account holdings for trades, IPOs, or repayments
Cash Plus Flexible and Profitable

Funds RSP
Flexible & Seamless

Custom Schedule | Invest daily, weekly, or monthly
Auto-Deductions | Build your portfolio steadily over time
Dollar-Cost Averaging | Smooth out market volatility
Fund RSP

*Cash Plus offers money market funds. 3.6% average return is based on the 1-year average performance of our bank's USD money market funds with a track record of over one year, as of June 30, 2026. Past performance is for reference only and is not indicative of future performance. A positive distribution yield does not imply a positive return.

Disclaimer / Risk Disclosure

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The above information is for reference only and does not constitute, and should not be regarded as, any advice, solicitation, inducement or recommendation to any person to subscribe for, purchase or sell any investment product.

The above information has not been reviewed or approved by any regulatory authority in Hong Kong.

Cash Plus & The Regular Saving Plan are not protected deposits and are not protected by the Deposit Protection Scheme.

Investment involves risks, and the price of investment products may go up or down, and may even become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities. The past performance of investment products does not represent future performance.

Before making any investment decision, you should carefully read and understand the relevant offering documents and risk disclosure statements of the investment products, and should prudently consider your own financial circumstances, investment experience, investment objectives and risk tolerance. If you are in any doubt, you should seek independent professional advice.

To the extent that the contents of this website contain any forward-looking statements, such contents or statements should not be regarded as any guarantee of future performance. You should note that actual circumstances or developments may differ materially from those expressed or implied in such statements.

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