Qualifying Deferred Annuity Policy (QDAP)

Minimum premium payment period is 5 years
Up to HK$60,000 in annual tax deductions*
Monthly annuities income for up to 10 or 20 years
Seek more advice
Qualifying Deferred Annuity Policy (QDAP)
Risk Protection
Risk Protection
Financial protection against life's uncertainties
Wealth Planning
Wealth Planning
Helping you achieve long-term financial and life goals
Professional Service
Professional Services
Tailored plans from expert advisors

Savings Insurance
Wealth management, growth and legacy

Maximize wealth growth with a mix of guaranteed and non-guaranteed returns
Uncontroversial wealth heritage passes love and responsibility to our generations
Long-term compounding assets, laying a solid foundation for stable growth in the future
Savings Insurance

Qualifying Deferred Annuity Policy
Tax-Smart Retirement Planning

Retirement PlanningSecure a steady and reliable income stream for retirement.
Tax DeductionsEnjoy tax deductions of up to HK$60,000 per assessment year on qualifying premiums (shared with TVC)*.
Qualifying Deferred Annuity Policy

Life Insurance
Protect Family & Legacy

Plan your life insurance coverage wisely to handle unforeseen risks with confidence
Build a lasting financial safety net to ensure your family's future remains secure.
Life Insurance

About the Insurer

Your Trusted Protection Partner

AXA China Region Insurance Company (Hong Kong) Limited ("AXA")

Global Network | AXA, as a member of the AXA Group, operates in 50+ markets worldwide

Financial Strength | AXA Group has a Standard & Poor's rating of AA, demonstrating strong financial stability (as of 11 March 2026)

Regulatory Status | Authorized by the Hong Kong Insurance Authority

In the event of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising from the sale of any insurance product by EleBank as an insurance agent of the insurer, or from any related transaction, EleBank is required to enter into a Financial Dispute Resolution Scheme process with you. Any disputes over the contractual terms of the AXA's insurance products should be resolved between AXA and you directly, EleBank will make every effort to provide assistance.

Looking for a solution tailored just for you?

Expert Advisory Team | One-Stop Services | Free 1-on-1 Consultation

EleBank App: Go to [All] on the Homepage - [Insurance] - [Contact Us] to make an appointment.
24-Hour Customer Service: +852 3718 1818 (Hong Kong) | 400 013 5180 (China Mainland)
Email: support@elebank.com
Scan to Book a Consultation Scan to book an appointment now
FAQs

Remarks *The maximum amount of tax deductions each taxpayer can enjoy in each year of assessment (“each year”) for qualifying annuity premiums for QDAP and MPF Tax Deductible Voluntary Contributions (“TVC”) is HK$60,000. This limit is based on the tax deductions published by the Inland Revenue Department (“IRD”) as of the May 2025 for the year of assessment 2024/25 and is subject to change from time to time. Only the qualifying annuity premiums paid in relation to the QDAP can be tax deductible.For more information, please visit the website of the Inland Revenue Department of Hong Kong or seek independent tax advice. Disclaimer / Risk Disclosure 1. The above information is provided for general reference only and does not form part of the policy. It should not be regarded as an offer, solicitation, invitation, or recommendation to purchase or sell any insurance product. 2. Ele Bank Limited ("EleBank") is a licensed insurance agency (Licensed Insurance Agency GA1071) authorised by AXA China Region Insurance Company (Hong Kong) Limited ("AXA"). 3. The product is underwritten by AXA. It is authorised and regulated by the Insurance Authority of Hong Kong. AXA will pay commission on product sales to the EleBank. 4. All the above insurance product(s) are not products of EleBank, bank deposits or bank savings plans, and are intended for sale in the jurisdiction of Hong Kong SAR only. AXA is solely responsible for all coverage, compensation, policy renewals, and reserves the right of final approval of the enrollment of the relevant insurance products. Part of the premium pays for the insurance and related costs. Policyholder is subject to the credit risk of AXA. 5. Before confirming any insurance application decision, you should refer to the policy terms and relevant sales materials of the product, including the product brochure and illustration, to ensure that you understand its features, risks, exclusions, restrictions, and conditions. Any insurance application decision should be based on your own needs and affordability. 6. EleBank or AXA will not render you any legal, accounting or tax advice. You are advised to check with your own professional advisor for advice relevant to your circumstance.